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National Insurance Policies

1.Motor Policies (Two Wheelars)

Policy indemnifies bona fide owner of Two wheeler, used for personal purposes against the loss due to damage / theft / burglary of vehicle or any part there of, electrical accessories and also includes cover against liability towards third party personal injury and property damage

10.Householders Policy

Policy covers risks of different types and protects the house as well as personal effects and household goods.

2.Personal Accident Policy

Policy compensates individuals against accidental injuries resulting in disability or death.

3.NRI Accident Policy

Policy covers Non-Resident Indians and family against loss arising from accidental injuries including death

4.Rajrajeshwari Mahila Kalyan Yojana Policy

Specially designed to protect the welfare of women mainly in rural and semi-urban areas.

5.Traffic Accident Policy

Policy provides hospitalization expenses up to Rs. 1 lac and Personal Accident Benefits up to Rs. 1 lac in case of road/rail accidents resulting in injuries/death.

6.Baggage Policy

Policy indemnifies individual or a party against loss/damage to personal effects such as clothing etc carried as baggage during travel.

7.Motor Policy - Private Car

. Motor Policy - Private Car

8.VIDYARTHI-Mediclaim for Students

VIDYARTHI-Mediclaim for Students is a unique policy designed to provide Health and Personal accident cover to the students. It also provides for continuation of insured students education in case of death or permanent total disablement of the guardian due to accident.

9.BOI National Swasthya Bima

BOI National Swasthya Bima policy is a unique Health Policy designed especially for the Account holders of Bank of India. The entire family consisting of the account holder, spouse and two dependent children upto the age of 21 years can be covered under this policy. This policy covers Hospitalization expenses for account holder and family. In case of Hospitalization Expenses, the entire family is covered for the Floater Sum Insured as opted for, i.e., either one or all members of the family, as stated above, can utilize the Sum Insured during the policy period.

11.Critical Illness Policy

Policy provides exclusive benefit to individuals in the age group 20-65 years who are unexpectedly diagnosed for treatment of critical ailments like Coronary Artery Surgery, Cancer, Renal Failure, Major Organ Transplant, Stroke or Multiple Sclerosis.

12.Amartya Siksha Yojana Policy

Policy covers cost of education of a student/students in the age group of 4 to 25 years in the event of death of Parent/Guardian thus providing for continuation of studies

13.Bhagyashree Child Welfare Policy

Policy provides protection to the girl child in the event of death of either or both the parents.

14.Niwas Yojana Policy

Policy insures repayment of housing loan in case of accidental death/Permanent Total Disablement of loanee and also covers residential building and the owners permanent fixture and fittings against Fire and allied perils including Flood, Storm, Earthquake etc.

15.Mediclaim Policy

Provides protection to individuals, families, employers, employees and welfare bodies against heavy financial burden for treatment in hospitals for illness, disease or accident, whether involving surgery or not.

16.Professional Indemnity for Doctors

Policy covers liability on account of errors and omission of doctors while rendering professional services.

17.VARISTHA Mediclaim for Senior Citizens

18.Overseas Mediclaim

Overseas Mediclaim policy covers Medical Expenses whilst traveling abroad for business/holiday. The policy will be valid only if the insured journey commences within 14 days of the first day of insurance as indicated in the policy schedule.