Scheme A - Rs. 3,00,000/-
Scheme B - Rs. 5,00,000/-
Scheme C - Rs. 10,00,000/-
The detailed coverage under both the schemes would be as follows.
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| Compensation payable (Rs.)
Scheme A Scheme B Scheme C
1. Death due to Accident 3,00,000 5,00,000 10,00,000
2. Permanent Total Disablement due to accident 3,00,000 5,00,000 10,00,000
3. Loss of 2 limbs or 2 eyes or 1 limb
And 1 eye due to accident 1,50,000 2,50,000 5,00,000 4. Loss of 1 limb or 1 eye due to accident 1,50,000 2,50,000 5,00,000
5. Actual expenses incurred following death (Occurring in foreign country and due to accident
or sickness only) including carriage of dead body to India subject to a maximum of 50,000 50,000 50,000 6. Actual Cost of Air Tickets (For the insured person Person and to and fro Air tickets for one person to
Accompany him in case an Insured person is brought
to India ALIVE (for treatment or otherwise owing An accident injury abroad and if a valid claim is admitted by the company under item 1 to 4 of the
Table of benefits of the policy. 50,000 50,000 50,000
7. Education Fund (in case of one or more dependent 5,000 5,000 5,000
Children) to follow the basic claim ie., claim maximum maximum maximum
Under either 1 to 4 above 8. Medical Expenses : 5,000 5,000 5,000
(Following upon Accident and incurred in India ) (during the (during the (during the
provided claim is entertained under either of 1 to entire policy entire policy entire policy 4above. Period) period ) period)
The optional provision of covering Insured spouse and children has now been incorporated in the Policy
With the following guidelines :-
(i)If both the proposer and the spouse are employed abroad, both can choose the same scheme ie. Either of scheme A, B, or C.
(ii) If only the proposer is employed abroad, the CSI for the unemployed spouse has to be choosen at
Least one scheme lower and for children, the lowest scheme ie. Scheme A for a CSI of Rs.
3,00,000/- should be choosen.
In case of family coverage, a family discount of 10% will be allowed. |
